Bridge by the Water

Insurance & Fees.

No Surprises Act (effective January 1, 2022)

Effective January 1, 2022, a ruling went into effect called the "No Surprises Act" which requires licensed healthcare providers to provide a "Good Faith Estimate" regarding fees incurred through accessing Out-of-Network care as a self-paying client. We are required to notify all healthcare consumers of your Federal rights and protections against “surprise billing”. 

Under Section 2799B-6 of the Public Health Service Act (PHSA), health care providers and health care facilities are required to inform individuals who are not enrolled in a plan or coverage or a Federal health care program, or not seeking to file a claim with their plan or coverage both orally and in writing of their ability, upon request, or at the time of scheduling health care items and services to receive a "Good Faith Estimate" of expected charges.

This Act requires that we notify you of your federally protected rights to receive a notification when services are rendered by a non-insurance participating provider and provide options to receive care from an in-network provider if one is available to take new clients. Thoughts Out Loud Counseling is in network with several insurance companies, however every provider does not accept the same insurances. 

Accepted Plans

as of January 1, 2022

Some therapists are contracted as in-network providers with the following insurance plans: 

  • AmBetter

  • Anthem

  • Anthem EAP

  • Beacon Health Options

  • Curalinc

  • Healthlink

  • Healthy Blue

  • Home State Health Plan

  • Lifeworks

  • Missouri Medicaid

  • Optum EAP

  • United Health Care

  • United Health Care Community Plan

Depending upon the plan, you may still be responsible for a copayment, coinsurance payment, and/or deductible.

 

Please contact us for determination. You may also contact us for fees for non-billable services.

Fee Schedule (cash pay)

as of January 1, 2022 

Intern/Counselor-in-Training

  • 30 min individual             $15/session

  • 50 min individual             $30/session

  • 60 min individual             $35/session

  • 60 min family                   $50/session

  • 60 min couples                $50/session

Provisionally Licensed

  • 30 min individual             $35/session

  • 50 min individual             $65/session

  • 60 min individual             $75/session

  • 60 min family                   $85/session

  • 60 min couples                $85/session

Licensed (master's)

  • 30 min individual             $50/session

  • 50 min individual             $85/session

  • 60 min individual             $100/session

  • 60 min family                   $125/session

  • 60 min couples                $125/session

Licensed (doctoral)

  • 30 min individual             $65/session

  • 50 min individual             $110/session

  • 60 min individual             $125/session

  • 60 min family                   $150/session

  • 60 min couples                $150/session

Please contact us for fee schedule for other services.

Invest in yourself. Take the next step by calling us today.

"The time is always right to do what is right."

-Dr. Martin Luther King, Jr.

Let's Connect

On the Gram