Effective January 1, 2022, a ruling went into effect called the "No Surprises Act" which requires licensed healthcare providers to provide a "Good Faith Estimate" regarding fees incurred through accessing Out-of-Network care as a self-paying client. We are required to notify all healthcare consumers of your Federal rights and protections against “surprise billing”. 

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Under Section 2799B-6 of the Public Health Service Act (PHSA), health care providers and health care facilities are required to inform individuals who are not enrolled in a plan or coverage or a Federal health care program, or not seeking to file a claim with their plan or coverage both orally and in writing of their ability, upon request, or at the time of scheduling health care items and services to receive a "Good Faith Estimate" of expected charges.

This Act requires that we notify you of your federally protected rights to receive a notification when services are rendered by a non-insurance participating provider and provide options to receive care from an in-network provider if one is available to take new clients. Thoughts Out Loud Counseling is in network with several insurance companies, however every provider does not accept the same insurances.