Insurance & Fees

• Insurance

  • Credentialing is in process for Thoughts Out Loud Counseling as a group, therefore, all therapists may not accept all insurance plans. Exceptions may apply for applicable services.  Copayment/coinsurance rates differ per policy.

  • Payment in full is due at the time of the visit.

  • FREE insurance evaluations are available upon scheduling your appointment. Please have your insurance information available at the time of the call.

  • PLEASE NOTE: Insurance benefits are not a guarantee of payment. Medical necessity must be established. Billing to insurance requires a diagnosis and release of information to the insurance entity. If medical necessity cannot be established, self-pay rates apply.

• Self-Pay

  • If you prefer not to use insurance or are underinsured, call us to discuss your options

• Payment Methods

  • Cash is the preferred payment method, however, all major credit cards are accepted. 

• Cancellation Policy

  • ​Unforeseen circumstances do happen. Please call at least 24 hours in advance to cancel/reschedule your appointment. A cancellation fee may apply if your appointment is not cancelled/rescheduled with less than a 24-hour notice.  If you are responsible for the cancellation fee, you will be required to pay a $50 fee to accommodate for the missed appointment. PLEASE NOTE: Insurance cannot be billed for these situations.

 

SPECIAL CIRCUMSTANCES

• Couples counseling: Self-Pay rates will apply for all couples. Insurance will not be billed

• Family counseling: Sessions are limited to three (3) family members.